Your Results
Congratulations! You are eligible to apply for the Iowa Heartland Habitat for Humanity homeownership program. Our team will add your name to our waiting list and contact you when it is your turn to apply. Please be aware we have hundreds of names on the waiting list and the estimated wait time could be several years.
Question 1
Are you 18 or older?
Your Answer
Yes
Your Outcome
You can apply
Question 2
Do you meet these income limits?
Question 3
Have you had consistent income for a minimum of 6 months?
Question 4
Have you lived in the affiliate service area of Black Hawk, Bremer, Butler or Buchanan Counties for a minimum of 6 months?
Question 5
Can you save $3,000 for closing costs and homeowner's insurance with 12 months of approval to the program?
Your Answer
Yes
Your Outcome
You can apply
Your Answer
No
Your Outcome
Not ready to apply
Your Action to Become Ready to Apply
Apply when you have the ability to save $3,000 for closing costs and homeowner's insurance ($250 per month or a lump sum).
Contact Iowa Heartland Habitat for Humanity to discuss options for Veridian Credit Unions IDA savings program.
Question 6
Can you commit 16.5 hours per month to fulfill program requirements?
Your Answer
Yes
Your Outcome
You can apply
Question 7
Do you have a willingness and ability to communicate and respond to Iowa Heartland Habitat for Humanity staff via phone and email?
Question 8
I understand that I am purchasing a home and will pay back a monthly mortgage payment.
Your Answer
Yes
Your Outcome
You can apply
Your Answer
No
Your Outcome
Not ready to apply
Your Action to Become Ready to Apply
Contact Iowa Heartland Habitat for Humanity for more information about the homeownership program.
Visit webuildhabitat.org for more information.
Question 9
Are you or an immediate family member currently serving or have served in the armed services (Army, Navy, Marines, National Guard)?
