Blueprints provides personalized financial coaching to individuals aiming to achieve homeownership by securing a loan through a bank or credit union. Iowa Heartland Habitat for Humanity will work with Blueprints participants for up to 24 months while financial goals are being met.
To be eligible for Blueprints, participants must earn 120% or less of the Area Median Income (AMI) and have a credit score below 640.
Income Guidelines
Blueprints participants commit to regular financial coaching as well as progress towards financial goals. In addition, participants commit to the completion of homebuyer education classes.
Upon program completion, participants may be eligible for down payment assistance of up to $15,000 and a home repair loan for up to 2 years post purchase (2% interest rate applies, up to $15,000).