Blueprints Program

Personalized financial coaching

Eligibility

Blueprints provides personalized financial coaching to individuals aiming to achieve homeownership by securing a loan through a bank or credit union. Iowa Heartland Habitat for Humanity will work with Blueprints participants for up to 24 months while financial goals are being met.

To be eligible for Blueprints, participants must earn 120% or less of the Area Median Income (AMI) and have a credit score below 640.

Income Guidelines

Family Size
Income Range
1
$19,350-$77,280
2
$22,100-$88,320
3
$26,650-$99,360
4
$32,150-$110,400
5
$37,650-$119,280
Black Hawk County
Family Size
Income Range
1
$22,500-$89,880
2
$25,700-$102,720
3
$28,900-$115,560
4
$32,150-$128,400
5
$37,650-$138,720
Bremer County
Family Size
Income Range
1
$20,900-$83,520
2
$23,850-$95,520
3
$26,850-$107,400
4
$32,150-$119,280
5
$37,650-$128,880
Buchanan County
Family Size
Income Range
1
$19,350-$77,280
2
$22,100-$88,320
3
$26,650-$99,360
4
$32,150-$110,400
5
$37,650-$119,280
Butler County
Blueprints participants commit to regular financial coaching as well as progress towards financial goals. In addition, participants commit to the completion of homebuyer education classes.

Upon program completion, participants may be eligible for down payment assistance of up to $15,000 and a home repair loan for up to 2 years post purchase (2% interest rate applies, up to $15,000).

Learn More

View criteria and income verification for the Blueprints financial management program.

View Checklist

StoRIES of Impact

Shanette's Story of Impact

"Before I leave this world, I want my kids to have something.”

Apply Online

We are now accepting applications for our Blueprints Program online. Please contact Iowa Heartland Habitat for Humanity at 319-235-9946 if you have any questions.

Blueprints Application

To keep up with all of our events and new projects, subscribe to our e-newsletter!

Subscribe

Our Commitment to Belonging and Opportunity
At Iowa Heartland Habitat for Humanity, we believe every person deserves a place to call home—and a community where they are welcomed, respected, and empowered to thrive. Rooted in our faith and guided by our commitment to Koinonia, we work to expand opportunity and foster belonging through every aspect of our mission—from how we build and who we serve to the culture we cultivate within our team. As an equal opportunity employer and housing organization, we reject discrimination in any form and strive to model a world where compassion and opportunity lead to lasting change. We welcome people of all backgrounds, identities, and abilities—including members of the LGBTQ+ and BIPOC communities, people of all faiths or none, and people of all abilities—because when we unite through God’s love, we build more than homes—we build community and hope for all.
Non-proselytizing policy 
Habitat for Humanity and its affiliate organizations will not proselytize. Nor will Habitat work with entities or individuals who insist on proselytizing as part of their work with Habitat. This means that Iowa Heartland Habitat for Humanity will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.
Copyright © 2024 – 2025 Iowa heartland habitat for humanity. All rights reserved.
Donation Pickup
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram